Estate Ledger

Margaret Rose Holt · 12 March 1941 to 13 September 2026

Every entry below is evidence from a real, recorded Voice Agent session against a scripted institution line (a labelled simulated test bed; no real institution was told of a death). References were verified by a server-side validator against what the clerk actually issued. Nothing here was written by the agent unchecked.

12 calls · 12 references verified · 2 escalated to the family · 9m 47s of hold endured · 0 unverified writes

Averley Water

Case opened
AVW-1958

Documents requested
final statement

“Account closed as of date of death.”

Call recording

left: institution · right: Afterward · hold silence trimmed (full recording in the repo)

session sess_5e50febdc5de494e9139b0b8aa9c8d67

call 98s · hold 22s

Ashdown Home Insurance

Needs the family
AHI-1722

Documents requested
None requested

Outstanding for the family: What is your full name and any other personal details required for the file?

“The family will provide Daniel Holt's contact details.”

Call recording

left: institution · right: Afterward · hold silence trimmed (full recording in the repo)

session sess_6a034165029941938e8a09cae552dce5

call 135s · hold 45s

Brindle Broadband

Case opened
BRB-1058

Documents requested
—

“Contract ended with no early exit fee. No router return required.”

Call recording

left: institution · right: Afterward · hold silence trimmed (full recording in the repo)

session sess_de4fdc9ed47d480ca0a356b99209fcb0

call 136s · hold 55s

Caledonia Life

Case opened
CAL-3206

Documents requested
claims pack

“Registering bereavement for Margaret Rose Holt. Calling on behalf of her son and executor, Daniel Holt.”

Call recording

left: institution · right: Afterward · hold silence trimmed (full recording in the repo)

session sess_e3129b14b58c4cd19b861583329e7f2b

call 108s · hold 50s

Foxglove TV

Case opened
FXG-5033

Documents requested
refund to card

Call recording

left: institution · right: Afterward · hold silence trimmed (full recording in the repo)

session sess_e340a5f3b50d4e72be1660143fdcd2e5

call 83s · hold 20s

Kestrel Mobile

Case opened
KSM-7580

Documents requested
—

“Account closed and final bill cleared.”

Call recording

left: institution · right: Afterward · hold silence trimmed (full recording in the repo)

session sess_70a432a44d224ba59a88181cdb260870

call 127s · hold 30s

Harberton & Vale Bank

Case opened
HVB-4300

Documents requested
death certificate

1 recording attempt refused by the validator before the reference verified.

“Accounts flagged. Bank to write to executor with closing balances once death certificate is seen.”

Call recording

left: institution · right: Afterward · hold silence trimmed (full recording in the repo)

session sess_e3a0e30a33564a74b88d5e77b1b4db3d

call 196s · hold 75s

Northgate Energy

Case opened
NGE-4102

Documents requested
next steps documents

“Bereavement registered for Margaret Rose Holt.”

Call recording

left: institution · right: Afterward · hold silence trimmed (full recording in the repo)

session sess_a052ee8ebb8c4db691b8a9a040ecc197

call 122s · hold 35s

Netherfield District Council

Case opened
NDC-8838

Documents requested
revised bill in the post

“Bereavement registered for Margaret Rose Holt.”

Call recording

left: institution · right: Afterward · hold silence trimmed (full recording in the repo)

session sess_1a0b6716a69842d1be08c2630aa26c17

call 172s · hold 70s

Silverbeck Pensions

Case opened
SVP-8564

Documents requested
bereavement pack

“Payments stopped.”

Call recording

left: institution · right: Afterward · hold silence trimmed (full recording in the repo)

session sess_5f5bfe5660af48f8b4317f2a1acc3f69

call 143s · hold 40s

Pennard Card Services

Case opened
PCS-6764

Documents requested
estates team will write to executor

“Bereavement registered for Margaret Rose Holt. Card cancelled and balance frozen.”

Call recording

left: institution · right: Afterward · hold silence trimmed (full recording in the repo)

session sess_cbd9b16ff04a4630b14e3d474f76cb3f

call 188s · hold 85s

Wessex Building Society

Needs the family
WBS-3098

Documents requested
account number · death certificate

Outstanding for the family: What are the account number and sort code?

“Registered bereavement for Margaret Rose Holt. Family to provide account details.”

Call recording

left: institution · right: Afterward · hold silence trimmed (full recording in the repo)

session sess_36f05eeacff24156844d42831cb15699

call 171s · hold 60s